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How to influence the 3 S's of bank lending [cheat sheet]

WRITTEN BYJames Price | JPAbusiness

A bank, financier or equity investor focuses on three S’s when considering their appetite for your business. They are:

  • Servicing
  • Security
  • Surety
None of these factors are completely controllable, but they are strongly influenced by your actions as a business owner.

Our cheat sheet can help you understand and manage these factors, to help create a strong and positive relationship with your bank or financier.

How to influence the 3 S's of bank lending 2019

We have a number of free resources to help our readers and clients manage key business relationships, including relationships with bankers and financiers:

If you would like advice about managing these critical relationships, or you feel you may not be getting the most out of your dealings with your bank, contact the team at JPAbusiness on 02 6360 0360 or 02 9893 1803 for a confidential, initial discussion.

 

 

Managing your banking relationship cover 2022
Free ebook
Managing your banking relationship

This ebook will tell you: How to build a relationship with your bank; How much to tell and how often; How you can influence your 'surety'; How to think like an investor (if you don't have any debt).

 

About James Price | JPAbusiness James Price has over 30 years’ experience in providing strategic, commercial and financial advice to Australian and international business clients. James’ blogs provide business advice for aspiring and current small to mid-sized business owners, operators and managers.